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Inadmissibility based on willful misrepresentation requires a finding that a person willfully misrepresented a material fact. First whether defendant made a statement concerning a material fact that he she it believed to be true but which was in fact false. Separation Agreement Template Excel Word Templates Separation Agreement Separation Agreement Template Word Template If the expressed terms are not accurate then any agreement is. . As long as the original statement was made in good faith subsequent events cannot make silence a misrepresentation. Altering an application with an insureds initials. A misrepresentation is a form of statement made prior to the contract being formed. The requirements here are that a the misrepresentation must be material and b it must have been relied on. Misrepresentation of law is generally not actionable as fraud. If someone relies on another persons opinion and suffers damages that is not...

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